How many of you have money secrets from your spouse, friends or family? If you live in California, you are probably feeling the reality of the harsh economy taking a toll on your finances. Probably most of you have secrets because your finances may not be as good as you want it to appear to others. You may have even come to believe your little money secrets as truth when in reality they are not.
It’s no secret that the majority of Californians live above their means. Times are tough, and it doesn’t help that so many people have lost their jobs, are upside down in their home mortgages, and are experiencing debt more than ever before. California needs financial help and debt relief.
Here are examples of some money secrets that may come back to bite you.
- If you are married and in charge of paying the bills in your household it is easy to hide things from your spouse. If money problems are lurking and you are trying to protect your spouse from feeling stress because there is a money shortage each month, don’t do it. This type of money secret is not helpful. Two heads are better than one when trying to solve money problems. Don’t blindside your spouse with this type of secret. It might benefit you to seek the help and assistance from a California credit expert to help counsel you with your budget and current situation. You can find nationwide and California financial and credit counselors by visiting www.financialvictory.com.
- If you are single, it may be difficult for you because you don’t have accountability from a spouse. You need to have a friend, family or credit expert to help you get on track.
- By not keeping track of what you are spending each month will cause you to dig a deeper financial hole. Your money secret will become a trap that will eventually bury you.
- Not knowing what your credit report says can cause you grief when trying to apply for credit. Keeping your head in the sand by not reviewing your credit report annually can cause you distress if there are errors, especially if you are in the market for a major purchase. If you can’t understand the report and don’t know what to do, get credit report help by contacting a credit expert to help you.
- Don’t be ashamed to seek outside assistance from a credit expert. More and more people are opting for help with their credit from credit experts they can trust. Visit www.financialvictory.com to view our budget calculator, useful tips, and other free resources available, or call 888-838-4768 today to schedule an appointment with a Southern California credit expert.
Written by Deborah McNaughton
DEBORAH MCNAUGHTON is a nationally recognized author, credit expert, and financial coach, and is cofounder of Financial Victory Institute. Deborah is a monthly columnist for First for Women magazine and has been interviewed on hundreds of national television and radio stations, including CNN, Bloomberg Television, and Good Day New York. She has also been quoted as a credit expert in many publications, including Wall Street Journal, New York Times, and Today s Christian Woman.
