Professional Credit Counselors, Inc.
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Budget Calculator

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Step 1: Monthly Income

Your Monthly Take Home Pay $
Spouse’s Monthly Take Home Pay $
(Take Home Pay is Net pay plus any loans automatically deducted from your pay check. Mortgage, Auto, etc.)
Other Monthly Income $
Total Monthly Take Home Pay: $

Step 2: Monthly Expenses


Housing
Rent & Mortgage $ 2nd Mortgage $
Condo & Homeowner’s Fees $ Home & Renters Insurance $
Property Taxes(If not in mortgage) $ Home Repairs & Maintenance $
Electric & Gas $ Water & Sewer $
Phone & Cell $ Cable & Internet $
Transportation:
Car Payment 1 $ Car Payment 2 $
Monthly Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $
Food and Personal:
Groceries & Households $ Clothing for Family $
Meals Out $ School Lunches $
Barber & Beauty Shop $ Dry Cleaning & Laundry $
Tobacco & Alcohol $ Newspaper & Magazines $
Health and Education:
Health Insurance
(If not in pay)		 $ Prescriptions $
Life Insurance
(If not in pay)		 $ School Supplies $
Student Loan $ College Tuition $
Child Care $ Child Support $
Holidays/Gifts:
Family Gifts $ Employees/Co-workers Gifts $
Decor/Wrapping paper $ Cards/Stamps/Photos $
Travel/Party Foods $ Other $
Other:
Hobbies & Sports $ Pet Care $
Church & Charitable Donation $ Other Expenses $
Monthly Minimum Credit Cards $ Monthly Minimum Store Cards $
Total Monthly Expenses: $

Step 3: Monthly Surplus or Deficit

Total Monthly Income: $
Total Monthly Expenses: $
Monthly Surplus/Deficit(-) : $

Testimonials

"Both the key players and support team at Financial Victory provided my company with the tools, guidance, and timely support that was necessary to build a strong foundation. I believe in the products created by Deborah and can't put a price on the many years of experience and knowledge that she and her staff have to offer."
— Melissa M.

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